FINANCIAL PLANNING SERVICES
At Bowen Financial Planning, we provide comprehensive, customized financial planning.
The foundation of financial planning is the financial plan.
A financial plan is a written path to achieve your personal
and financial goals. We help you create a financial plan based on your
unique goals, circumstances and risk profile.
A financial plan contains some or all of the following components, depending on your situation:
• An assessment of your current financial position
• Your current worth (balance sheet)
• A cash flow statement
• Realistic budgets
• An investment analysis
• Tax planning
• Education planning
• Retirement planning
• Estate planning
• Insurance planning
• Planned giving
ASSET MANAGEMENT SERVICES
We can also provide you with Asset Management services. Whether you have considerable assets or you are just starting out, we can construct a well diversified investment portfolio based on your goals, time horizon, and risk profile. We strive to choose your investments with low fees so that your investments will grow as much as possible. We generally recommend low cost ETFs (exchange traded funds) and mutual funds that are invested in stocks, bonds, and cash equivalents in a combination that fits your long-term goals and risk profile.
Asset Management services include:
• Market research and analysis
• Maximizing risk-adjusted returns
• Ongoing portfolio management
• Minimizing transaction costs
• Tax-savings strategies
• Complimentary financial plan
• Low asset management fees with no required minimum assets
If you would rather invest yourself, we can assist you on an hourly fee basis:
• 401k/403b and other retirement plan assistance
• Review your portfolio
• Suggest strategies/investments in your portfolio
• Assist with contribution or withdrawal strategies
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